You supply the facts: what you earn and what you owe. Moneymoo works out the plan: what to save, what's committed, and exactly what's yours to spend. No spreadsheets, no maths, no guilt.
One honest number, every day, on your real pay cycle rather than the calendar month.
Savings, bills and everyday spending, worked out automatically the moment you add your facts.
Paid weekly, biweekly or monthly? Moneymoo tracks against your actual payday.
Tell it your statement and it says what to pay: in full if you can, the smartest part if not.
It always keeps enough for you to live on, then clears expensive debt before it saves.
A warm nudge when you're off pace, plus a hand toward real help if things get tight.
What's committed, what's building your future, and what's yours to spend, grouped, totalled, and updated the moment your money moves. No spreadsheet required.
Log spending in plain words like "coffee 20". Snap a receipt. Or just ask, "can I afford this?" Your AI coach knows your real numbers and answers in seconds, in plain language.
Just your income and your bills. Things you already know.
Savings, commitments and what's safe to spend, figured out for you.
Check one number a day. Log spending in plain words. Done.